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SOCIAL SECURITY DISABILITY

by: Jinky C. Mesias

The supplemental security disability income programs are the largest of the federal programs that aid people during their disabilities. Moreover, only those individuals who have disability and meet the medical criteria may qualify for benefits under this program. Most of the people who qualify under this category are aged, blind as well as disabled people who have little or no income. The purpose of the supplemental disability programs is to provide cash to disabled individuals in order for them to meet their basic needs for food, clothing and shelter.

For people to qualify for the supplemental disability income programs, first they must have worked in jobs covered by social security. The second qualification is that their medical condition must meet the social security�s definition of disability. Furthermore, benefits usually continue until the disabled social security member is able to work again on a regular basis. There are also a number of special rules called work incentives, which provide continued benefits as well as health care coverage to help the disabled member in going back to work. However, for individuals who have been diagnosed to experience permanent disability, the disability benefits will automatically be converted to retirement benefits at the same amount.

Disability refers to the incapacity of an individual to engage in any gainful activity because of any medically determinable physical or mental injury, which is expected to last for continuous period of not less than twelve months. Therefore, people who cannot go to work because of disability are entitled to receive their supplemental security income until the days comes that they can go back to their own respective jobs.

In addition, the social security has a listing book wherein all the requirements and guidelines on how to get hold of the supplemental security income are listed. This social security listing book can provide its members with the needed information they need whenever they want to get hold of some of the social security services they are entitled to. However, for those individuals who want to take hold of their social security benefits, it is advisable to file for claim the soonest possible time since disability claims often times takes a long time to process. So many claimants have frustrating experience simply because they have failed to file their claims in the earliest time possible. The social security services aim to provide its members with worry-free benefits that would aid them during times that they are in need of it the most.

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