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Informative Articles

Are you searching for a mortgage in Memphis?

By Mark Lambie

Finding that perfect loan does not have to be a difficult task. You have many options to get a mortgage loan if you are living in Memphis. Basically there are 3 methods available to you. You can visit a local bank, a local mortgage broker or apply online.

Visiting a local mortgage broker or bank can provide you with a great way to get in touch with a local person to discuss in person what kinds of things you are looking for in your mortgage loan. There are many different Memphis mortgage brokers here is a list of just a few.

· Acceptance Mortgage Company, (901) 327-7337 3540 Summer Av
· All Fund Mortgage, (901) 795-9250 5802 Winchester Rd
· American Mortgage Corporation, (901) 366-4913 1345 S Prescott Rd
· Bartlett Mortgage, (901) 257-7250 1020 Poplar Ave
· Capital Mortgage, (901) 547-0171 3181 Ridgeway Rd
· Carteret Mortgage, (901) 327-5835 3294 Poplar Av
· First Premier Mortgage, (901) 791-0003 1331 Union Av
· Paragon Mortgage Services, (901) 344-7000 1678 Kirkwood Dr
· Rainer Farm Mortgage Co, (901) 761-3652 560 Colonial Rd
· Sunset Mortgage, (901) 362-5582 6099 Mt Moriah Rd Ext
· Union Planters Mortgage, (901) 580-5000 5100 Poplar Ave # 150

Above is a sample list of mortgage Memphis brokers. The problem with local brokers is that you must contact and meet with each one individually. This can be a time consuming task especially if you don't have a lot of free time to be looking for a mortgage. Perhaps you have other things to worry about like moving or a busy work and family schedule. An alternative to contacting your local brokers is to apply online.

Applying online is a great time saver. The way it works is you can simply visit a mortgage website and enter your information into a secured from. Once submitted the site will forward that information to hundreds most times, thousands of mortgage lenders. Now you won't actually get contacted by all of them but a handful will contact you with an offer. This can be a great way to get a second opinion if you are using a local broker, or you can use just web lenders for your loan. Regardless of what methods you choose, I recommend you do both. Your mortgage is a big investment and you want to make sure you're getting the best deal. You wouldn't pick a car and buy from the first person who makes you an offer would you? The same applies with a mortgage loan. Shop around, get a few offers from different sources. If you do this you will find you have a good variance of offers and you can choose the best one for you. You many be pleasantly surprised how much you can save.


About the author:
Mark Lambie is the founder of The Loan House a website that allows consumers to quickly and easily get mortgage refinance mortgage information.


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